Unsecured business loans

Same-day unsecured loans £1,000 – £750,000. No collateral.

Protect your assets

With an unsecured business loan from Business Lending Ltd, there’s no need to risk your assets. We believe in your business’s potential, not your collateral. So, grow with confidence and keep your treasures right where they belong – safe and sound.

 
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Credit score not affected – Yep, that’s right – your credit score stays safe while exploring loan options with us. We keep it worry-free until you’re ready to dive in. Competitive rates.

So, what’s an unsecured business loan?

An unsecured business loan is a type of financing that doesn’t require security. It’s a bit like getting a financial boost based on your business’s potential rather than its assets. With an unsecured loan, your lender trusts your ability to repay based on your creditworthiness and business performance, not your possessions. It’s the hassle-free way to secure the loan and keep your business moving forward. Don’t worry, that pool table you bought to “improve office morale” is safe and sound.

What are the advantages of an unsecured business loan?

01

No need for collateral

Get the funds you need without risking your hard-earned assets, such as property. With our unsecured business loans, you’re free to grab those growth opportunities by the horns and charge into success. Let’s make your business dreams a reality – no bull. All the while, what’s yours is yours.

02

Fixed monthly payments

Our unsecured business loans come with fixed monthly payments, so you always know what’s coming – no surprises, no headaches. Manage your cash flow and working capital with confidence and focus on what you do best: growing your business.

03

Faster approval compared to secured loans

Business Lending offers lightning-fast approval for unsecured business loans because we don’t need to fuss over collateral. Skip the lengthy valuations and paperwork that come with secured loans. With us, it’s all about quick, hassle-free access to the funds you need to grow your business. Ready, set, grow!

04

Simple eligibility criteria for UK businesses

Our eligibility criteria make applying for an unsecured business loan hassle-free for UK businesses. As long as you’re trading over 3 months and turn over £50k yearly, we can look at your request. If you’re not these things, try us anyway, we may still have options for you!

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Your questions answered

Are business loans suitable for small businesses?

Absolutely! Small business loans from Business Lending are ideal for SMEs needing a quick and flexible loan. We get the unique challenges you face and offer the best business loan tailored to you. It's like a financial hug for your business!

Is my credit score impacted when applying for a business loan?

Wondering about your credit history? Don't sweat it! When you apply for a business loan, we'll do a soft credit check without affecting your personal credit history. Once you accept the offer, the business loan gets recorded on your credit, but hey, you're already approved - no worries there!

How long does it take to receive funding with a business loan from Business Lending?

Need cash in a flash? With Business Lending, you can get your business loan within 24 hours of approval. Our speedy approval process means you can get back to business ASAP. In some cases, we've got successful applicants funded in as little as 4 hours, just make sure you have all the necessary info ready and we can get it processed quicker than... Hmm we’ve ran out of quick analogies now... Something super quick!

What are the eligibility criteria for applying for a business loan?

Our standard requirements are that you are based in the UK, 3+ months trading, and £50k+ turnover. Don't stress if you don't fit this though! We have various business loan options outside the box. We accept applications from both private limited companies and sole traders. Give us a shout to see how we can help your business out!

What is the total amount I can borrow with a business loan from Business Lending?

How much can you borrow? That depends on your business's financial mojo. Business Lending offers loan amounts from £1,000 to £1,000,000, giving you the capital you need to turn your big plans into reality.

What are the repayment periods for business loans?

Our repayment plans are as flexible as a yoga instructor, adaptable & stress-relieving - minus the stretchy pants. Depending on the type of business loan and loan amount, we offer a variety of term loans, from 3 months to 6 years. Let us know your business plans and we'll work with you to find a schedule that fits your business.