Business Loan

Yep, that’s right – your credit score stays safe while exploring loan options with us. We keep it worry-free until you’re ready to dive in. Competitive rates.

Types of business loans we provide

Ready to drive your business success? Business Lending ltd is your go-to for all your business loan needs. How many types of loans, you ask? Anything from VAT Loans, small business loans, unsecured business loans and merchant cash advance loans to cater to your business’s plans, plus much more.

VAT financing

No faffing – pay HMRC and split your bill into manageable monthly payments.

Small business loan

Support made for your small business – no matter your requirements.

Unsecured business loan

No security needed – your loan and business assets are not connected.

Short-term business loans

Short-term business loans up to £750k. Repayment terms from 3 – 18 months. 

See eligibility in 60 seconds, get funded in as little as 4 hours. Competitive rates.

Industries we love

We love any industry, but here are our most common business customers:

Construction financing

At Business Lending, we’ve helped hundreds of construction pros – whether you’re a contractor, builder, or developer, we’ve got your back. Need funds for your next big project, materials, or just keeping things running smoothly? We’ve got the tools (and the funds) to help you build your dreams, brick by brick.

Our account managers get the ups and downs of running a retail business, whether you’ve got a group of stores nationwide or a local corner shop. From managing inventory to expanding your store and launching marketing initiatives, we’re here to help. Whether you need straight-up cash or revenue-based financing, we’ve got the solutions to keep you competitive and growing strong.

Ready to give your guests an unforgettable experience? Whether you run a cosy B&B, a bustling restaurant, or a grand hotel, get a business loan to upgrade, renovate, and market your hospitality business. Let’s turn your vision into reality and welcome more happy guests through your doors.

 

Running a restaurant is no small feat, but with Business Lending by your side, you’ve got this! From handling seasonal ups and downs to upgrading equipment and training staff, we can provide the business loan you need to keep your restaurant thriving. Focus on creating those unforgettable dining experiences – we’ve got the rest covered.

With the rise of eCommerce over the past few years, it’s more important than ever to stand out in a saturated market. Business Lending offers the perfect business loan solutions to help your online business make a mark. Whether you need to get a business loan for website upgrades, inventory management, or impactful digital marketing campaigns, we’ve got options to suit you.

 

Business Lending Ltd

What are the benefits of a business loan?

Business owners may need a short-term loan to cover operational expenses or long-term funding for expansion projects, Business Lending is here to support your journey to success

Fast approval process

Need your loan fast? Get your cash within 4 hours of approval. Speedy, just like Gonzales.

Flexible repayment terms

Repay on terms that suit your business, easing the cash flow strain and keeping things smooth.

Fixed monthly repayments

Fixed-rate monthly payments make budgeting a breeze, so you always know what to expect each month.

Preserve ownership

Stay in control! Unlike seeking investors, business loans let you keep full ownership of your business. No need to share the pie.

Your questions answered

Are business loans suitable for small businesses?

Absolutely! Small business loans from Business Lending are ideal for SMEs needing a quick and flexible loan. We get the unique challenges you face and offer the best business loan tailored to you. It's like a financial hug for your business!

Is my credit score impacted when applying for a business loan?

Wondering about your credit history? Don't sweat it! When you apply for a business loan, we'll do a soft credit check without affecting your personal credit history. Once you accept the offer, the business loan gets recorded on your credit, but hey, you're already approved - no worries there!

How long does it take to receive funding with a business loan from Business Lending?

Need cash in a flash? With Business Lending, you can get your business loan within 24 hours of approval. Our speedy approval process means you can get back to business ASAP. In some cases, we've got successful applicants funded in as little as 4 hours, just make sure you have all the necessary info ready and we can get it processed quicker than... Hmm we’ve ran out of quick analogies now... Something super quick!

What are the eligibility criteria for applying for a business loan?

Our standard requirements are that you are based in the UK, 3+ months trading, and £50k+ turnover. Don't stress if you don't fit this though! We have various business loan options outside the box. We accept applications from both private limited companies and sole traders. Give us a shout to see how we can help your business out!

What is the total amount I can borrow with a business loan from Business Lending?

How much can you borrow? That depends on your business's financial mojo. Business Lending offers loan amounts from £1,000 to £1,000,000, giving you the capital you need to turn your big plans into reality.

What are the repayment periods for business loans?

Our repayment plans are as flexible as a yoga instructor, adaptable & stress-relieving - minus the stretchy pants. Depending on the type of business loan and loan amount, we offer a variety of term loans, from 3 months to 6 years. Let us know your business plans and we'll work with you to find a schedule that fits your business.