Small business loans

Flexible business loans for SMEs. Borrow £1,000 – £750,000 in 4hrs.

Business loans for small businesses

We’re more than just numbers. You’re the heart of your business, and we’re here to help you keep it beating strong (too cheesy? Sorry.) Our tailored small business loans give you the fuel you need to keep things running smoothly and seize those golden opportunities. Let’s get your business to the next level, shall we?

 
See if you are eligible
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Credit score not affected – Yep, that’s right – your credit score stays safe while exploring loan options with us. We keep it worry-free until you’re ready to dive in. Competitive rates.

What’s a small business loan?

It’s your ticket to tackling everyday challenges and grabbing new opportunities by the horns. We offer a wide variety of loan options to keep your business running smoothly. Want flexible repayment? Our merchant cash advances have you covered. Looking to unlock your business’s potential without collateral? Our unsecured loans are just the ticket. Dreading tax season? Our VAT loans will ease those woes. Whatever the need, we’ve got a loan for that.

What can I use my small business loan for?

01

Marketing magic

Launch that killer ad campaign and watch customers flock to you like seagulls to a dropped sandwich.

02

Renovation rescue

Give your space a facelift. Paint those walls, fix that leaky roof, and make your shop the envy of the block.

03

Inventory overload

Stock up on your bestsellers so you never have to say “Sorry, we’re out” again. Trust us, your customers will thank you.

04

Gadget galore

Need new equipment? Whether it’s a top-of-the-line espresso machine or the latest tech gizmos, your small business loan has got you covered.

05

Dream team expansion

Hire that rockstar employee who’s going to take your business to the next level. You know, the one who’s probably going to outshine you.

06

Tech upgrade

Ditch that dinosaur of a computer and get something that doesn’t take an hour to boot up. Your patience and productivity will skyrocket.

07

Event extravaganza

Host that fabulous launch party or epic event that will have everyone talking. Just don’t forget to invite us!

08

Cash flow cushion

Be prepared for those “Oh no!” moments. Because let’s face it, business isn’t all sunshine and rainbows.

 

09

Product development

Create that next big thing that’ll put your competitors to shame. Go on, be the Steve Jobs of your industry!

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Your questions answered

Are business loans suitable for small businesses?

Absolutely! Small business loans from Business Lending are ideal for SMEs needing a quick and flexible loan. We get the unique challenges you face and offer the best business loan tailored to you. It's like a financial hug for your business!

Is my credit score impacted when applying for a business loan?

Wondering about your credit history? Don't sweat it! When you apply for a business loan, we'll do a soft credit check without affecting your personal credit history. Once you accept the offer, the business loan gets recorded on your credit, but hey, you're already approved - no worries there!

How long does it take to receive funding with a business loan from Business Lending?

Need cash in a flash? With Business Lending, you can get your business loan within 24 hours of approval. Our speedy approval process means you can get back to business ASAP. In some cases, we've got successful applicants funded in as little as 4 hours, just make sure you have all the necessary info ready and we can get it processed quicker than... Hmm we’ve ran out of quick analogies now... Something super quick!

What are the eligibility criteria for applying for a business loan?

Our standard requirements are that you are based in the UK, 3+ months trading, and £50k+ turnover. Don't stress if you don't fit this though! We have various business loan options outside the box. We accept applications from both private limited companies and sole traders. Give us a shout to see how we can help your business out!

What is the total amount I can borrow with a business loan from Business Lending?

How much can you borrow? That depends on your business's financial mojo. Business Lending offers loan amounts from £1,000 to £1,000,000, giving you the capital you need to turn your big plans into reality.

What are the repayment periods for business loans?

Our repayment plans are as flexible as a yoga instructor, adaptable & stress-relieving - minus the stretchy pants. Depending on the type of business loan and loan amount, we offer a variety of term loans, from 3 months to 6 years. Let us know your business plans and we'll work with you to find a schedule that fits your business.