Privacy Policy

At Business Lending Ltd, we are committed to protecting your privacy and handling your personal information responsibly. This Privacy Policy explains what information we collect, how we use it, who we may share it with, and the rights you have regarding your personal data.

By using our website or submitting an enquiry, you agree to the practices described in this Privacy Policy.


Who We Are

Business Lending Ltd is a credit broker and is an Appointed Representative of Consumer Credit Compliance Ltd, whose registered office is Windsor House, Cornwall Road, Harrogate, HG1 2PW, England.

Consumer Credit Compliance Ltd is authorised and regulated by the Financial Conduct Authority (FRN 631736).

Business Lending Ltd is registered in England and Wales under Company Number 05736752.

Registered Office

11 Devonshire Gardens
Chiswick
London
W4 3TN
United Kingdom

For any questions regarding this Privacy Policy or your personal information, please contact us at:

Email: support@businesslendingltd.com


Information We Collect

Depending on the services you use, we may collect personal information including:

  • Full name
  • Business name
  • Email address
  • Telephone number
  • Postal address
  • Date of birth (where required)
  • Financial and employment information
  • Details relating to your finance enquiry
  • Identification documents where required by law
  • Information collected through our website, including cookies and analytics

You should only provide information that is accurate and up to date.


How We Use Your Information

We use your personal information to:

  • Respond to your enquiries.
  • Process finance applications.
  • Introduce you to suitable lenders.
  • Verify your identity where required.
  • Comply with legal and regulatory obligations.
  • Prevent fraud and financial crime.
  • Improve our website and customer experience.
  • Contact you regarding your enquiry or application.
  • Send marketing communications where you have given consent or where permitted by law.

We will only process your information where we have a lawful basis to do so under UK data protection legislation.


Sharing Your Information

We may share your information with trusted third parties where necessary, including:

  • Our panel of UK lenders.
  • Credit Reference Agencies.
  • Fraud Prevention Agencies.
  • Identity verification providers.
  • Professional advisers.
  • Regulatory authorities where required by law.
  • Technology providers who support our business operations.

We never sell your personal information to third parties.


Credit Reference and Fraud Checks

When you apply for finance, lenders may carry out credit and identity checks using Credit Reference Agencies and Fraud Prevention Agencies.

These checks help assess your eligibility, verify your identity and protect against fraud and financial crime.

Some searches may leave a record on your credit file that can be seen by other lenders.


Marketing Communications

If you have requested information from us or have previously used our services, we may occasionally contact you about products or services that may be relevant to you.

You may opt out of marketing communications at any time by following the unsubscribe instructions included in our emails or by contacting us directly.


Cookies

Our website uses cookies and similar technologies to improve functionality, analyse website traffic and enhance your browsing experience.

Cookies may be used to:

  • Remember your preferences.
  • Improve website performance.
  • Analyse visitor behaviour.
  • Measure the effectiveness of advertising campaigns.

You can control or disable cookies through your browser settings. Please note that some parts of our website may not function correctly if cookies are disabled.

For further information, please refer to our Cookie Policy.


Data Security

We take appropriate technical and organisational measures to protect your personal information against unauthorised access, loss, misuse or disclosure.

Although we take every reasonable precaution, no method of transmitting or storing information electronically can be guaranteed to be completely secure.


How Long We Keep Your Information

We retain personal information only for as long as necessary to fulfil the purposes for which it was collected, including complying with legal, regulatory and accounting requirements.

Where applicable, information relating to finance applications may be retained for up to seven years following the end of the application or agreement, unless a longer retention period is required by law.


Your Rights

Under the UK General Data Protection Regulation (UK GDPR), you have the right to:

  • Request access to your personal information.
  • Request correction of inaccurate information.
  • Request deletion of your personal data where applicable.
  • Restrict or object to certain types of processing.
  • Request the transfer of your personal information.
  • Withdraw consent where processing is based on consent.
  • Lodge a complaint with the Information Commissioner’s Office (ICO).

To exercise any of these rights, please contact us using the details provided below.


Third-Party Websites

Our website may contain links to third-party websites for your convenience.

We are not responsible for the privacy practices or content of external websites and encourage you to review their privacy policies before providing personal information.


Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in legislation, regulatory requirements or our business practices.

The latest version will always be available on our website.


Contact Us

If you have any questions about this Privacy Policy or how we handle your personal information, please contact us.

Business Lending Ltd

11 Devonshire Gardens
Chiswick
London
W4 3TN
United Kingdom

Email: support@businesslendingltd.com

If you are not satisfied with how we handle your personal information, you also have the right to make a complaint to the Information Commissioner’s Office (ICO).